Private & hard money lending, run precisely

Every loan,
precisely tracked.

Enterprise-grade loan management built for the lender managing their own capital — not a portfolio of someone else's. Solo lender pricing, full-lender precision.

412 Ridgeview Terrace, Austin TX
Servicing
Principal
$285,000
Rate
11.50%
Matures in
142 d
Interest accrued this term$18,204.00
Inside Vaulted

See the actual product, not a promise

No demo call, no sales deck. These are real screens from a live account.

vaultedonline.com/dashboard
Vaulted portfolio dashboard showing capital deployed, interest earned, net profit, recent activity and most profitable loans

The dashboard. Capital deployed, interest earned year-to-date, and net profit across the whole book — with a running feed of draws and payments and a ranked list of which loans are actually making money.

vaultedonline.com/pipeline
Vaulted loan pipeline listing each loan by borrower, property, amount, rate, type and maturity, filterable by stage

The loan pipeline. Every deal in one list — borrower, property, amount, rate, term, and maturity — filtered by stage from inquiry through servicing, default, and paid off.

vaultedonline.com/analytics
Vaulted portfolio analytics with average rate, average LTV, monthly collections chart and pipeline distribution by stage

Portfolio analytics. Weighted average rate and LTV, collections by month, and how your capital is spread across pipeline stages — the numbers you need when an investor or a bank asks.

Vaulted vs. enterprise platforms

Enterprise capability, without the enterprise invoice

The same core job — tracking loans, borrowers, and investor returns — at a fraction of the entry price, with nothing to negotiate.

VaultedTypical enterprise platform
Starting price$49/mo$750/mo1
PricingPublic — listed on this pageQuote only, sales call required
Setup / implementation feeNoneCommonly charged
Loan & payment trackingIncludedIncluded
Borrower portalIncluded2Varies by tier / add-on
Investor reportingIncluded3Varies by tier / add-on
Free trial60 days, no cardVaries

1. LendingWise entry tier, publicly listed at $750/mo at the time of writing.   2. Operator plan and above.   3. Fund plan.   Competitor details are general and vary by vendor and package.

FAQ

Questions lenders ask first

Is my data secure?
All traffic runs over TLS, and your portfolio lives in an access-controlled database on managed cloud infrastructure. Each account is isolated — your loans, borrowers, and figures are visible only to you and the people you explicitly invite. We don't sell or share your data.
What happens to my loans if I cancel?
Your data stays yours. You can export your full portfolio — loans, payments, and activity — to CSV at any time, before or after cancelling. Nothing is locked behind an active subscription to get back out.
Do you ever touch or move my money?
No. Vaulted is a tracking and record-keeping tool, not a payment processor. We never hold, move, or have access to funds. Payments and draws happen through your own bank or servicer; you record them in Vaulted, and it keeps the math, the history, and the maturity alerts.
Who is this actually built for?
Solo lenders, operators, and small funds managing their own private or hard-money loan book — people who have outgrown spreadsheets but don't need a full enterprise loan-origination system. If you're servicing anywhere from one loan to a few hundred, it's built for you.
Pricing

One plan for every stage of lending

Every tier starts with a 60-day free trial. No card required.

Solo
For lenders running their own book
$49/mo
  • Up to 10 active loans
  • Deal Memo Writer
  • Loan pipeline and payment tracking
  • Automated maturity alerts
Start free trial
Fund
For funds with outside capital
$199/mo
  • Unlimited active loans
  • Multi-fund investor reporting
  • Distribution calculator
  • Everything in Operator
Start free trial

All plans include automated maturity alerts, payment tracking, and portfolio analytics.